Property

1120 Locust Street, San Jose, CA 95110

998,800

FHA
$126,495 interest already paid off
4
2
1,474 sqft
Estimated Loan Balance$955,650
Cash to close$38,997
Est. Monthly PITI$6,190
Initial Loan Amount$1,055,529
Time on site2 months
Remaining Term25 years, 8 months

Payment Calculator

$5,358

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

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Assumed Rate

2.9%
6.47%

Principal & Interest

$4,393 /mo
$6,397 /mo
PatrickRachelMike

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About this home

SHOPPINGDININGRENTAL INCOME
Get a belowmarket rate of 3.625% by assuming a massive below market rate loan. Gain rental income with a long term tenant in the second unit. Exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, makin
2 monthsOn UMe
ResidentialProperty Type
1955Year Built
1474 SqftLiving Area
$678Price Per Sqft
$0Monthly Taxes

Listed by • Robert Garcia, Acquire Inc.

Property Details

Garage/Carport Information

  • Has Garage
  • Has Attached Garage

Parking

  • Features: Attached, Garage
  • # of Parking (Total): 2
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

All information should be verified by the recipient and none is guaranteed as accurate by CRMLS

MLS ID: ML82044909

Listing From: CRMLS

Last updated: 2026-06-25T00:05:19.730Z

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